AI-Driven Financial
Right Away

From ledger sync to live forecasting — manage millions in cash flow seamlessly with Virtual CFO.

Bella CFO
Live Xero Feed
● LIVE
Total Cash Balance
£144,417.76
+18.4% Net Buffer
Revenue (MTD)P&L VERIFIED
£3,998,930
Net Margin34.2%
CFO InsightAlert

18 Invoices Overdue (£187,423 Total)

5.0 Rated Financial Intelligence
NATIVE DATA INTEGRATIONS & LIVE BANK FEEDS
xero
quickbooks
ZZOHO Books
stripe
amazon
HDFC BANK
SBI BANK
Excel
Power BI
Razorpay
xero
quickbooks
ZZOHO Books
stripe
amazon
HDFC BANK
SBI BANK
Excel
Power BI
Razorpay
The Visibility Gap

Your financial data is everywhere.
Your decisions shouldn't be.

Accounting
Banking
Payments
Sales
Expenses
Invoices

VIRTUAL CFO

Unified Financial Command Center • Instant P&L • 90-Day Cash Runway • AI Anomaly Alerts

“Modern businesses don't have a data problem.
They have a visibility problem.”

Virtual CFO connects fragmented ledgers into a single source of financial truth.

Interactive Product Suite

Everything your CFO needs.
One intelligent workspace.

Xero AnalyticsMODULE READY

Xero Analytics Command Center

Real-time overview of your connected Xero organization ledgers & revenues.

MODULE_ID: XERO LIVE REFRESH ACTIVE
Verified Metric
£3,998,930
+55.9% Target
Variance Margin
34.2% Net
Optimal Range
Runway Duration
14.2 Months
Liquid Protection
Real-Time Computation PipelineSub-second SQL Query
Included in all Virtual CFO Plans
THE AI CFO

Numbers tell you what happened.
Your CFO should tell you why.

“Why did my profit fall this month?”
AI CFO Real-Time AnalysisANALYSIS COMPLETE
AI ANOMALY GUARD

Don't just see your numbers.
Understand them.

ALERT

Gross margin declined 4.8%

Potential drivers: COGS +12.4%, Supplier raw material costs +8.1%.

GROWTH

Sales surge +55.9% in Q3

Primary expansion driven by enterprise customer contracts.

WARNING

18 Invoices overdue (£187,423)

Collection delay increased from 24 days to 42 days across 3 key clients.

RECON

59% Bank statement lines reconciled

41% pending matching with sales invoices and supplier vouchers.

AUTOMATION ENGINE

Finance shouldn't require
manual work.

Xero OAuth→New Transaction→AI Categorization→Rule Engine→Reconciliation
Daily Financial Summary Email
Overdue Invoice Alert Triggers
Predictive Cash Flow Warnings
Continuous Reconciliation Monitor
Expense Anomaly Spike Alert
Automated Monthly CFO Board Report
HEALTH INDEX

Business Health Score: 82 / 100

Six dimensions computed continuously from your Xero general ledger. Hover any metric to see details.

Cash Flow
84 / 100
Profitability
71 / 100
Liquidity
89 / 100
Receivables
76 / 100
Expenses
81 / 100
Reconciliation
93 / 100
MULTI-SOURCE DATA PIPELINE

One CFO.
Every financial signal.

INPUT DATA SOURCES

Xero
QuickBooks
Zoho Books
Stripe
Amazon
HDFC & SBI Feeds
Excel & CSV
REST APIs

VIRTUAL CFO ENGINE

Continuous Processing & Reconciliation

INTELLIGENCE OUTPUTS

Real-Time P&L Insights
Executive Board Reports
90-Day Cash Runway Model
AI Anomaly Alerts
CFO Recommendations
Automation Rules
EXECUTIVE REPORTING

From financial statements
to confident decisions.

Profit & Loss Statement

Verified Real-Time Output

Balance Sheet

Verified Real-Time Output

Cash Flow Statement

Verified Real-Time Output

Trial Balance

Verified Real-Time Output

Budget vs Actual

Verified Real-Time Output

AR Aging Analysis

Verified Real-Time Output

AP Aging Analysis

Verified Real-Time Output

Tax & VAT Center

Verified Real-Time Output
Enterprise Security & Isolation

Your financial data deserves enterprise-grade protection.

Virtual CFO implements strict PostgreSQL row-level multi-tenant isolation, RFC 6238 2FA OTP, 256-bit TLS encryption, and comprehensive audit logging.

Encrypted Data RFC 6238 2FA Role Isolation Tenant Privacy
100% Tenant Isolation

Sandboxed multi-tenant postgres security policies.

PREMIUM SAAS BILLING

Your CFO shouldn't
cost like one.

MonthlyAnnualSAVE 20%
Starter
£79/ mo

For single entity startups.

1 Connected Xero Entity
Standard P&L & Cashflow
5 User Accounts
Daily Automated Sync
Get Started →
MOST POPULAR
Professional
£239/ mo

For expanding mid-sized companies.

3 Connected Xero Entities
AI Anomaly Detection
90-Day Cash Runway Model
AR & AP Aging Control
20 User Accounts
Get Started →
Business
£479/ mo

For multi-entity corporate groups.

10 Connected Xero Entities
Custom AI CFO Models
Multi-Entity Consolidation
Priority 24/7 Support
Unlimited Users
Get Started →
Enterprise
£719/ mo

For corporate holdings & CFO advisories.

Unlimited Xero Entities
Custom QuickBooks & Zoho Connectors
Dedicated SLA Manager
White-Label Reports
Get Started →
EXECUTIVE TRUST

Built for businesses that
take finance seriously.

“Virtual CFO transformed our month-end close from 14 days down to zero. Real-time P&L visibility is an absolute game-changer.”

Marcus Vance
Founder & CEO, Apex Holdings

“The 90-day cash runway forecasting caught an upcoming supplier liquidity crunch weeks before our traditional accountants noticed.”

Sarah Jenkins
Finance Director, Lumina Retail

“Managing 6 client entities under a single Virtual CFO account gives our advisory firm an unparalleled competitive edge.”

David Sterling
Managing Partner, Sterling Advisory

Meet your new financial
intelligence layer.

Connect your financial data, automate the busywork, and make decisions with confidence.